SIM only plans have become the go-to choice for mobile users in Singapore who want flexibility, clear pricing, and no long-term contracts, without sacrificing network quality.

But picking the best SIM only plan isn't just about finding the cheapest price. The right plan depends on how much data you use, whether you travel often, what kind of coverage you need, and how important things like roaming and IDD calls are to you.

This guide covers:

  • What is a SIM only plan?
  • How it compares to a contract plan
  • What to look for when comparing SIM only plans
  • A full breakdown of StarHub's 5G Unlimited+ plans.

 

What is a SIM Only Plan?

SIM Only vs Contract Plans

The core difference is simple: a SIM only plan covers your mobile service. A contract plan covers your mobile service AND a new phone.

 

Key differences at a glance

Feature SIM Only Plans Contract Plans
Monthly cost Lower Higher
Contract length None or short 12 to 24 months
Phone included No Yes
Device payment Buy separately Spread over contract
Flexibility High Limited
Early termination fees Typically none Usually apply
Best for People who already own a phone, frequent travellers, budget-conscious users, eSIM users People buying a new flagship who want to spread the cost over time

How to Compare SIM Only Plans in Singapore

When comparing SIM only plans, the goal is not to find the cheapest option on paper, but the one that fits how you use your phone in real life. The table below summarises the key factors to evaluate and what to look out for.

What to Compare Why It Matters
Data allowance Make sure it matches your real monthly usage. Paying for data you don't use is a waste.
Data usage behaviour Some plans throttle speeds once you hit a certain point. Others don't.
Network type (4G or 5G) Affects speed and performance, especially if your phone supports 5G.
Coverage
(indoors, MRT, office)
Outdoor coverage is usually fine across all networks. Indoor and underground coverage is where plans differ.
Roaming
(data, calls, SMS)
If you travel, check what's actually included. Some plans only cover data.
Contract terms No-contract gives you the most flexibility.
SIM format
(physical or eSIM)
Matters if you use a dual-SIM phone or a smartwatch.
Extra benefits Things like device credits or security features can add real value over time.

Singapore's telco market is regulated by IMDA (Infocomm Media Development Authority), which monitors network quality and ensures fair competition across all providers. It's worth checking IMDA's Quality of Service reports if you want an independent view of how networks perform.

 

Which SIM Only Plan Has the Best Coverage?

In Singapore, most mobile networks provide strong island-wide outdoor coverage, so you are unlikely to face major issues when moving around the city. That said, the actual experience can vary depending on where you spend most of your time and how you use your phone day to day.

 

Coverage tends to vary most in these spots:

Because of this, a plan that works perfectly outdoors may behave differently indoors or during your daily commute.

The best way to compare coverage is to check how well a network performs in the places you spend most of your time: home, work, and your regular routes. StarHub's 5G network, for example, covers over 99% of Singapore outdoors.

 

🔍 SIM Only Plan Comparison

Here's how our 4 new SIM Only Plans stack up:

Feature 5G Lite 5G Unlimited+ Core 5G Unlimited+ Plus 5G Unlimited+ Max
Monthly Price $22.00/mth $38.00/mth $48.00/mth $78.00/mth
Local Data 150GB Unlimited
Local Talk/SMS 1,000 mins & 500 SMS Unlimited Voice & SMS
Roaming Data 1GB Global
+
1GB SEA
3GB Global
+
5GB SEA
5GB Global
+
10GB APAC
20GB Global
Unlimited IDD Calls N/A 165 destinations
Device Dollars N/A Get 5 DeviceDollars/mth Get 10 DeviceDollars/mth Get 20 DeviceDollars/mth
Security Caller Number Display
ScamSafe

Which Is the Best SIM Only Plan in Singapore?

Why Choose StarHub 5G Unlimited+ SIM Only Plans

Here's a closer look at the features that make these plans work.

Multi-Line Discount: More Lines, More Savings

Enjoy automatic savings when you connect multiple lines under the same account - perfect for families, couples or households:

We Got You: Your Mobile Peace of Mind

Your mobile plan shouldn't hold you back with restrictive contracts. With StarHub's new 5G Unlimited+ Plans, you get the unparalleled freedom of no-contract SIM Only flexibility combined with the power of unlimited databuilt-in device savings, and premium network reliability. It’s time to live your best life, connected.

 

Frequently Asked Questions

QWhat is a SIM Only Plan? A SIM only plan provides mobile service without a bundled smartphone, allowing you to pay only for data, calls and SMS.
QWhat’s the difference between a SIM Only plan and a contract plan? A SIM Only plan gives you mobile service — including data, calls, and texts — without a new phone, letting you enjoy lower monthly bills and full flexibility. A contract plan bundles a handset with your mobile service for a set period, usually requiring a long-term commitment and often resulting in higher overall expenses.
QCan I buy a device with a 5G Unlimited+ Plan? Yes. You can pay in full or opt for buy now pay later — 12 or 24 monthly instalments with 0% interest and no plan contract. All buy now pay later purchases are subject to eligibility requirements.
QHow do I sign up for StarHub’s New 5G SIM Only plan? You can sign up online or visit a StarHub shop.
QCan I upgrade my Star Plan to a 5G Unlimited+ Plan? Yes, you can upgrade on your StarHub App. Follow these steps:
  1. Open your StarHub App and tap “More” (bottom menu)
  2. Select “Manage Plan & Add-Ons”
  3. Tap “Change Plan” on the Star Plan you wish to switch from
  4. Select your preferred 5G Unlimited+ Plan
Your new plan will be activated in the next billing cycle.

 

 

 

What Is an eSIM and How Does It Work?


An eSIM is a built-in digital SIM that lets you activate a StarHub mobile plan without inserting a physical SIM card. Learn how eSIM works, how it compares to a physical SIM, and how to install, activate and manage your eSIM seamlesly.
Read more

StarHub's Guide to Senior Citizen Mobile Plans in Singapore


Find the best senior-friendly mobile plan in Singapore with StarHub. Our 5G Senior Plan is built for simplicity, value, and reliability, helping seniors stay connected easily and affordably, without any contract or confusing terms.
Read more